December 2016

Found 4 blog entries for December 2016.

Small Home Improvement Tasks When most home sellers think about making home improvements, they immediate think of large renovation projects, like completely remodeling kitchens and bathrooms and replacing carpet with hardwood.

While these projects do sometimes increase the value and desirability of your home on the market, there are many improvements you can make for less than $100.

Freshen Up Your Interior With Paint Touch-Ups

Most homeowners, especially if they plan on being in their homes for several years, customize the interior look with their favorite colors. If your home has a lot of unique or bold colors, consider purchasing a few buckets of neutral-colored paint, painters tape and drop clothes. A gallon of paint typically costs between $15 and $25 and will

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Planning Finances for Future Home With the new year quickly approaching, now is a good time for potential new homeowners to review, revise and refresh their financial habits.

While getting serious about finances is a great idea for anyone, it is especially helpful when the purchase of a home is planned for the coming year. Adopting the following resolutions helps keep these financial goals squarely within a potential homeowner's sites while providing the ability to track their progress as the time to purchase a home approaches. 

1. Make a Realistic Budget

The word "budget" often has a negative connotation to it. Some people find themselves chafing at the thought of the restrictions imposed by making a budget. However, this valuable financial planning tool doesn't have to

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Benefits of Becoming a Homeowner Despite the fact that housing markets around the country recovered from the years of struggle that followed the housing crisis of 2008, mortgage interest rates remain historically low. In fact, the average 30-year fixed rate mortgage has been below 4.5% for over a year.

However, as the Federal Reserve begins the process of increasing interest rates, higher mortgage interest rates are probably just around the corner - in fact, they have been rising over the last few months. Yet, housing demand and applications for mortgages show that large numbers of renters remain reluctant to purchase a home.

As always, any questions regarding your personal financial situation, mortgage rates, or your home and mortgage budget, be sure to talk to a mortgage

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Home Buying With Multiple People With the sharing economy changing the way people think about buying everything from cars to hotel rooms, it was only a matter of time before real estate made the list.

With many buyers priced out of their preferred neighborhoods when it comes to homeownership, some are choosing to pool resources with friends to purchase a house together. This challenges the common notion that you buy a house to escape from your roommates. On the contrary, buying a house is a long-term investment that may bind you to your co-buyers for years to come. 

Is it right for you? That's a big question. To help you answer it, keep the following points in mind as you think through the complexities of this scenario.

A Matter of Trust

It's obvious that if

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