March 2019

Found 4 blog entries for March 2019.

Smart Ideas to Improve Your BackyardHomeowners don't need to install in-ground pools or coordinate flashy fountain shows to improve their outdoor space. Sometimes it's as simple as adding an outdoor table for everyone to enjoy their favorite meals, or putting in a few extra plants for a little burst of color. Homeowners who want to spend more time in the fresh air should keep the following tips in mind.

Camouflage

Color can do more than invite people outside, it can camouflage the outdoor space and make for a more attractive landscape. For example, owners can add potted plants to the patio so it blends in with the surrounding backyard. When positioning plants, think in terms of both air quality and shade. The plants should be placed near the seating areas to provide a clean air

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Installing a Home Office InformationWorking from home can be very rewarding, especially if you have a specialized space to get the work done. Converting a room of your home into an office can be done in a weekend or over a few weekends, either through a contractor or even a do-it-yourself (DYI) project. Here's what you need to know about turning a part of your home into a work space.

Have a Plan

Decide in advance what kind of furniture you need. Do you need a standing desk, sitting desk, or one that is convertible? Will you need filing cabinets? How many? Assess your daily work flow, the tools that you use to do your job and the amount of space you need to get work done. Create a floor plan of your future office space, to give you some direction throughout the project.

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All About Fixed Rate Versus Adjustable Rate MortgagesMortgages come in many flavors. One of the many things that homeowners can decide when selecting is mortgage is whether their loan will have a fixed or adjustable rate. The interest rate on a mortgage can affect the monthly payment amount. So knowing the difference between the adjustable and fixed rate mortgage, including the pros and cons, can help a home buyer decide what kind of mortgage is right for them. Here's what you need to know.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

What Is an Adjustable Rate Mortgage? Fixed Rate Mortgage?

Very simply, a fixed rate mortgage is a mortgage with an interest rate that never changes. The fixed rate

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What to Know About Property TaxesMost first-time homeowners realize that along with buying a home will come the responsibility of paying property taxes. What may come as a surprise is how much property taxes can add up to, requiring many to budget for this expense that can amount to thousands of dollars annually. In most cases, however, property taxes are placed in an escrow account should a mortgage be used in buying the home. Understand more about property taxes and a few ways to reduce property taxes today.

For informational purposes only. Always consult with a certified tax expert before proceeding with any real estate transaction.

An Overview of Property Taxes

Property tax will be determined on assessed real estate property. It is generally a value that is in

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