Home Buying Tips

Things to help you buy your home.  Whether it's your first home or a luxury estate, you'll find useful info here.

Found 91 blog entries about Home Buying Tips.

How to Buy a New Construction HomeA newly constructed house is a dream come true for so many buyers because it symbolizes a fresh start and a new life. In addition to a blank slate, many assume that a new house will be free of problems because it hasn't yet undergone the wear and tear of time yet. But it's these feelings that often get in the way of the reality of new construction home. From mismanaged timelines to shoddy workmanship, it's time to learn more about how to set the groundwork for a successful home purchase.

The Good

Unlike most homes on the market, no one has an emotional attachment to the property which a buyer can use to their advantage. The builder is looking to maximize their profits, and every day the house sits empty is a day they're losing money. Sellers

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Thinking of Buying a Vacation Home? Read This FirstIt's not all sunshine and swimming pools, but vacation homes can be smart buys if you know what to expect, buy wisely, and visit often or plan to rent out the home when you're not there. Before you buy a second home, consider how you'll be affected by these 5 things.

Location Matters

If the home is very far from where you live, you might not want to make the drive as often as you're envisioning when you're in the planning stage. Location also matters for renters, especially with popular areas like Cadence. If you want to rent out the property, make sure the community attracts vacationers—otherwise, you won't get the cash you need to cover your expenses.

Know the Costs & Rules Up Front

Hidden costs add up quickly when you're traveling

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What to Know About Common Roofing TrendsWhen homeowners are looking at their roofing options, they typically fall into one When homeowners think of investments that can increase the value of their home, a trendy roof isn't exactly what comes to mind for most people. Still, for those thinking about selling their home in the near future, upgraded roofing can have a significant impact on a home's value without any of the risk of over-improving a home. For those who are thinking about replacing their roof in the near future, there are some popular roofing trends to consider.

Metal and Concrete Roofing

Durable, long-lasting roofing materials are in high demand, especially among first-time home buyers who don't want the financial burden of having to replace a roof in a few years.

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Contract Contingencies When Buying or Selling a HomeSeveral generations of statistics continue to show that home ownership represents the largest investment most Americans will ever make during their lifetime. In addition to the value of the home as a financial asset, owning a home has also been proven to offer social benefits, including a more stable life for the homeowner, their family and their community, as a whole. But becoming a homeowner does carry some significant risks that must be considered, such as buying a home with valuation or condition issues. Luckily, prospective home buyers who want to garner the benefits of homeownership with less personal risk can rely on purchase offer contingencies to assist them.

Commonly Used Contingencies

Basically defined as the insertion of a

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Should I Get a Home Warranty?When buying a home, a lot of people are cautioned not to miss anything during the final walk-through, lest they find themselves on the hook for a broken system. A home warranty is designed to provide some protection against this sort of problem, but they are not always necessary. People should weigh the cost in relation to their other expenses before they make a decision to purchase a home warranty.

Home Warranty vs Homeowners Insurance

An easy analogy to help home buyers distinguish between a home warranty and homeowners insurance is to consider the same kinds of protections for cars. A warranty on a car makes some provision for repairs or replacement of certain parts or systems, if they wear out or break before the warranty runs out.

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What to Have When Buying a HomeBuying a home can feel overwhelming and stressful, especially when sorting through pages of potential property listings, and prospective buyers may feel bogged down in questions about the home-buying process. Whether it's the first time or fifth time, in Desert Shores or elsewhere, there are several important steps homebuyers should follow.

Know How Much Home You Can Afford

Deciding on a budget is the first step in home buying. In general, it's recommended to avoid looking at homes that cost more than three times your annual income, stick closer to two times. On average, a mortgage payment should not exceed more than 25 percent of your monthly gross income. However, if there are other high monthly bills that also need to be paid, things like

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How Buyers Can Choose Between Condos or Single Family HomesWhen it comes time to make your first real estate purchase, does it seem like a condo or a single family home would work better for your particular needs and lifestyle? What about the decision to buy or rent? It’s a hard question to answer because without having experienced both scenarios, it might just leave you guessing. Both housing options have benefits and potential drawbacks when considering Aliante homes, so let’s explore both to get a better idea of what might be the right fit.

Condo Living 101

Individuals who live in a condo will certainly say they love where they live, but as nothing is perfect, there may be a few things about this housing option that leave people wanting more. One of the more obvious benefits of purchasing a condo

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What to Know About the 203k Fixer Upper Home LoanAlthough it's not the kind of loan that is often in the headlines, a 203k loan is a valuable tool. It has the potential to transform a "hard to sell" or "fixer upper" property into a desirable one and offers a source of funds for anyone who can see the potential in a house that requires immediate improvements.

But it is not available to investors. Designed to make home renovation options available to owner/occupants, this unique mortgage loan is also available to non-profit organizations. Although it can be used solely for home improvements, it is often bundled with standard mortgage funding, with maximum regional loan limits set by the Federal Housing Authority (FHA). The limitations are usually sufficient, but not meant for extravagant

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Tasks to Finish Before Moving Into a New HomeThe new house is bought. The old house is sold. All that is left is to move in. However, there are a few more things to keep track of to make sure the move goes smoothly and life in a new home goes as well as everyone hopes.

Learn About the New Area

Moving can be exhausting, and finding oneself in a strange new place only accentuates the experience. Find out about the area before the move by locating amenities such as grocery stores, convenience stores, parks, restaurants and the local nightlife. 

Transfer Paperwork and Services

There are a lot of things at the old home which will need to be arranged again at the new. Phone and internet connections are the most common service. Make sure old accounts are terminated and new ones

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All About FHA Loans for Home BuyersEstablished by the passage of the National Housing Act in 1934, the Federal Housing Administration (FHA) has helped millions of Americans become homeowners and continues to be one of the most popular loan options today. Although commonly called FHA loans, these mortgages are actually issued by approved banks and lenders and only guaranteed by the Federal Housing Administration. The following guide is designed to answer basic questions about the FHA home loan program and help those interested in purchasing a home decide if it is the right option for their needs. 

Is the FHA loan program restricted to first-time homebuyers or low-income applicants? 

The FHA loan program is available to all borrowers who meet the basic requirements set by the

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